Proactive Sustainable BondsTM are a real estate-backed, fixed-income-based, impact investments.
Our fund is designed to generate current income while supporting affordable and workforce housing preservation.
Third-Party Verified. Real Estate-Backed.
Important Disclosures
This presentation is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security; any such offer may be made only by means of the Fund's confidential Private Placement Memorandum, Operating Agreement, and subscription documents.
The interests described are offered in reliance on Rule 506(c) of Regulation D under the Securities Act of 1933 and are available only to "accredited investors" as defined in Rule 501(a); the issuer will take reasonable steps to verify accredited investor status before accepting any subscription.
The securities are unregistered, speculative, illiquid, and involve a high degree of risk; investors should be able to bear the economic risk of an indefinite investment and a possible complete loss of capital.
Investors are purchasing interests in a private fund, not direct interests in any specific real estate asset, and any collateral or security interests in underlying assets may not be sufficient to avoid losses.
Past performance is not indicative, predictive, or a guarantee of future results. Any targets, projections, or forward-looking statements are illustrative only, based on assumptions that may not prove accurate; actual results may differ materially.
Any performance, return, or valuation information presented may include estimated, unaudited, modeled, or hypothetical results and/or third-party data, each subject to inherent limitations and revision.
This material is intended solely for use by registered investment advisers and other institutional or professional intermediaries and is not intended for distribution to retail investors except as permitted by applicable law.
The interests described are not bank deposits or obligations of, or guaranteed by, any bank, and are not insured by the FDIC, the SIPC, or any other governmental or private insurance program.
See PPM for full legal disclosures.
Above Market-Rate Returns.
Impact-First. Third-Party Verified.
An impact-first, fixed-income platform designed to deliver stable above-market-rate returns while advancing meaningful social and environmental outcomes through disciplined real-asset investing.
- Backed by real assets — Naturally Occurring Affordable Housing (NOAH) properties
- Priority repayment ahead of Sponsor equity
Current LTV: <65%
Current Debt Service Coverage Ratio (DSCR): 1.45x – 1.65x
Stabilized / Pro Forma: ~3.25x+
A Structural Imbalance in
Low-Income Workforce U.S. Housing
Capitalizing on housing dislocation across Naturally Occurring Affordable Housing (NOAH), such as manufactured, multifamily, and SRO / workforce units
The Dislocation
Costs of housing and household formation are rising faster than wages.
The Solution
Manufactured housing and distressed multifamily properties carry a far lower land and materials cost basis to support housing.
The Advantage
Provide naturally occurring affordable housing at 20%–30% below market rents while offering attractive, predictable cash-flow returns for investors.

The Proactive Flywheel
A self-reinforcing cycle — every turn compounds financial returns and social impact.
(<65% LTV)
Typical Use of Proceeds
- Senior debt paydown reduces leverage, lowers portfolio LTV and increases DSCR.
- Less senior debt ahead of investor capital strengthens collateral coverage.
- Increased property values, higher DSCR, and lowers portfolio LTV.
- These improvements are designed to increase occupancy, NOI, and stabilized property values.
- Higher property values, combined with lower debt, can meaningfully reduce portfolio LTV.
- Reduced debt pressure and higher NOI support stronger DSCR and distribution coverage.
- Allocation is illustrative and subject to final underwriting and PPM terms.
Why Choose Proactive
Sustainable BondsTM?
"It has been remarkable to witness what Dr. Williams has done in… helping communities and providing above-average returns for investors…
I got my own family and network of friends involved in investing with Dr. Williams to help drive that model."
Meet Our Residents
Our residents are the heart of Proactive Sustainable BondsTM.
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Demonstrated Track Record & Resilience
Consistent performance through unprecedented market volatility.
The COVID-19 Stress Test
During the 2020–2021 pandemic, our manufactured housing portfolio demonstrated remarkable recession resistance.
What This Mitigates
A 9%–15% offering deserves a complete risk mitigation story.
- Cross-collateralization across 22 affordable-housing communities — no single asset can sink the bond.
- Current LTV: <65% portfolio-wide.
- Current DSCR of 1.45×–1.65×, with stabilized pro-forma ~3.25×+ — meaningful debt-service cushion.
- Priority repayment ahead of Sponsor equity — you get paid first.
- 100% rent collection and uninterrupted distributions through the 2020–2021 COVID stress test.
- NOAH demand resilience — the affordability gap widens in downturns, not narrows.
- Sub-market rents with structural upside to market parity — rent floor, not rent ceiling.
- Quarterly distributions paid at the start of each quarter — cash flow from day one.
- 2-year minimum hold with a clearly defined return-of-capital date.
- Secondary considerations reviewed case-by-case for qualifying investors.
Capital Structure & Security
Where your capital sits in the stack — and the structural protections ahead of it.
- Priority repayment ahead of Sponsor equity — bondholders are paid before the Sponsor earns a dollar.
- Cross-collateralized across 22 NOAH communities — no single asset can impair the bond.
- <65% portfolio LTV, actively reduced as senior debt is retired.
- DSCR 1.45×–1.65× today, ~3.25×+ stabilized — meaningful debt-service cushion.
- Quarterly distributions from day one, with full return of principal at maturity.
Tiered, Impact-first, Fixed Income
2, 3, or 4 Year Sustainable Investment Bond Tiers.
Note: Projected returns are net of fees and cumulative, not compounded. Distributions are paid quarterly, at the beginning of the quarter. All income is reported on a 1099.
1 Tier 4 carries a minimum 2-year hold. 2 Interest received with full return of initial capital investment.
Tiered Returns — Institutional Matrix
Total annual yield by tier across 2-, 3-, and 4-year holds, with the current / deferred split shown under each.
| Minimum | 2 years | 3 years | 4 years | |
|---|---|---|---|---|
| Tier 5 | $2,000,000 | — | 18.0% | — |
| Tier 4 | $1,000,000 | 15.0% | 17.0% | 18.0% |
| Tier 3 | $500,000 | 14.0% | 15.0% | 17.0% |
| Tier 2 | $250,000 | 13.0% | — | — |
| Tier 1 | $100,000 | 12.0% | 14.0% | 15.0% |
Model Your Investment
See your quarterly cash flow and total return at maturity. Move the slider and choose a hold duration — the figures update live.
Why this vs. your current options
Annual return potential vs. traditional fixed-income alternatives.
Hammonds MHC (Orangeburg, SC)
Acquisition · Nov 2018
A failing manufactured home park.
Value Creation
Dedicated infrastructure, renovations, and new homes — rehabilitation expense of +$685,000.
Exit · Aug 2022
Sold to a 100% affordable housing group (NYSE: UMH).
Rancho Affordable Living (Las Vegas, NV)
Acquisition · Dec 2022
An underperforming asset with below-market rents.
Value Creation
Rent growth, operational stabilization, and targeted capital improvements — rehabilitation expense of +$676,000.
Exit · June 2025
Strategic sale to a 100% affordable housing provider.
Nationwide Portfolio Snapshot
Strategic Allocation Framework

Manufactured Housing Communities (MHCs)
Off-market parks acquired below replacement cost, then stabilized through infrastructure and new home placement.

Distressed Multifamily Affordable Housing
Underperforming affordable assets repositioned through rent growth and disciplined operational stabilization.

Single Room Occupancy (SRO) & Workforce Housing (Motels)
Transitional and workforce housing serving the most underserved segments of the rental market.
Experienced Stewards of Capital






Honest answers to common questions
Your next 3 steps
A simple, transparent path from interest to investment.
Schedule a 30-min call
Intro with our team. We'll walk through your goals, the offering structure, and answer any questions.
Book a time →Review the PPM & data room
Diligence on your timeline. PPM, audited financials, current portfolio detail, and verified impact reports.
Access data room →Wire funds & receive your bonds
Sign the subscription documents, wire your allocation, and begin receiving steady quarterly distributions in the following quarter.
Rule 506(c) · Institutional & accredited investors only
More Than Returns
Proactive Sustainable BondsTM offer more than returns — they represent a commitment to creating a better world while improving your financial future.
- $175M targeted raise for real estate asset-backed NOAH properties
- 30%, 45%, or 60% total returns with <65% leverage
- Third-party verified impact; recession-resilient cash flows